If you can afford to borrow.

You can afford to save.

Earn and borrow at better rates than banks. Safely.

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Funds are 100% guaranteed by Pareto.


How it works ?

Step 1

Step 1 : Form groups

Pareto forms groups of verified coworkers and enrolls them seamlessly onto the platform

Step 2

Step 2: Track your savings

Monthly deductions right at the source, reflected immediately in your Pareto App.

Step 3

Step 3: Get money

Borrow funds when you need them by bidding, at less than half the interest rates that banks charge. No extra paperwork!

Step 4

Step 4: Earn Return

Earn a higher return than through bank savings accounts and RDs, secured with a Pareto Guarantee!


Verified Members. Guaranteed Funds

We take your security seriously, which is why we offer 100% Guarantee on all savings. We verify your group members so you don't have to, and we take the place of any member who leaves. They get a full refund of everything they've saved, or we recoup anything they've borrowed.

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We work with reputable regulated partners and secure payment gateways. If you have any concerns, talk to us.

Bring Better Savings to your office

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Bright people are everywhere

Become an Office Champion and bring better savings and credit to your workplace, and earn special privileges with Pareto.


Pareto is a technology enabler for reputable and regulated peer to peer lenders. We are reimagining savings and credit for the world, starting with India.

Curious to learn more?

Give us a call or send us an email. We'd love to chat and answer questions!

(+91) 983-389-8077